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January 27, 2015: Ask for Lower Rates
Sick of high interest rates? Kick ‘em to the curb with today’s tip!
You heard me, don’t stand for high interest rates anymore! Whether you can’t seem to get out from behind your credit card payments or you feel like you’re paying too much on your mortgage insurance, there’s one thing you need to do: ask for a lower rate!
If you couldn’t tell from all the junk mail you probably receive, lenders want your business. Give your current lender a call and ask for a better interest rate. If they are not willing to go down, tell them you’re happy to take your business elsewhere.
Even better, call around to see what better rates or transfer offers you can get and that way you have some ammunition to make that call with. And if they’re not willing to match it or do better by you, then you’ll have no problem making the switch!
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